Income

Salaried & Wage Income:		Last two months pay stubs & last two years W2's.
Self-Employed Income:		Last two years personal and business tax returns (include all schedules & K-1's). YTD Profit & Loss (dated and signed by borrower).
Retirement Income:		Social Security Award Letter & last two year-end statements. Last two years 1040's. Year-end pension statements. Pension Award Letter. Form 1099.
Other Income:		Documentation on any other income you wish to have considered.
Real Estate Income:		Last two years 1040's (include all schedules & K-1's). Pending sale: listing agreement, sales contract or escrow instructions. Closed sale: Closing statement. Completed Schedule of Real Estate.

 
Assets

Asset verification:		Two months most recent statements for bank, investment & retirement accounts
Real Estate:		Completed Schedule of Real Estate.

 
Liabilities

Debts:

Name and account number for all loans (Car, Student, Mortgage, etc.) and all credit cards. Divorce decree if you pay alimony or child support.

 
Other

Insurance:		Contact information for your insurance.
Home Owners Assoc:		Contact information for the Homeowners Association.
Mortgage Payoff Info:		Most recent payment coupon for any mortgage to be paid off.