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Salaried & Wage Income: Last two months pay stubs & last two years W2's.

Self-Employed Income: Last two years personal and business tax returns (include all schedules & K-1's). YTD Profit & Loss (dated and signed by borrower).

Retirement Income: Social Security Award Letter & last two year-end statements. Last two years 1040's. Year-end pension statements. Pension Award Letter. Form 1099.

Other Income: Documentation on any other income you wish to have considered.

Real Estate Income: Last two years 1040's (include all schedules & K-1's). Pending sale: listing agreement, sales contract or escrow instructions. Closed sale: Closing statement. Completed Schedule of Real Estate.


Asset verification: Two months most recent statements for bank, investment & retirement accounts

Real Estate: Completed Schedule of Real Estate.


Debts: Name and account number for all loans (Car, Student, Mortgage, etc.) and all credit cards. Divorce decree if you pay alimony or child support.


Insurance: Contact information for your insurance.

Home Owners Assoc: Contact information for the Homeowners Association.

Mortgage Payoff Info: Most recent payment coupon for any mortgage to be paid off.


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